body 
{
  background-color: #F0F5FF;
  font-family: Arial, Helvetica, sans-serif;
  font-size: medium;
  color: #000000;
  margin: 0px;
}
a:link 
{
  color: #0061C1;
  text-decoration: none;
}

a:visited 
{
  color: #0061C1; 
  text-decoration: none;
}
a:hover
{
  color:#FF0000;
  text-decoration: none;
}

h1 { color: #FF0000; }
h1.subHdg { color: #FF0000; font-size: large; text-align: center; text-decoration: underline; }
h3 { margin-top: 0px; margin-bottom: 0px; }

td.mainText { padding-left: 50px; padding-right: 50px; padding-top: 20px; }
div.small { font-size: x-small; text-align: center; }